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What Makes Me Eligible to File For Chapter 7 Bankruptcy?

July 15, 2015

Want to know what makes you eligible for Chapter 7 Bankruptcy?

Are you living pay check to pay check? Are you borrowing money from family just to stay up on your bills? Have you already lost your home and had to move in with family or friends because you just can’t seem to make enough money to pay for everything? Do you have old debt that you haven’t paid on for a long time and creditors are now trying to come after you? If you answered yes to any of these questions it is time to get your life in order.

Millions of Americans face the same daily financial difficulties which can easily be resolved by wiping off the debt and give you breathing room, allowing your pay check go farther, which allows you to focus on the things you need instead of the things you don’t.

If you are the everyday person who has a reasonable mortgage payment or rent, a modest car payment, if any, and has no money to spend furiously or take expensive vacations and nothing left at the end of the month to put money in the bank, then you are most likely the perfect person to file bankruptcy.

We are all aware that Macomb County residents got hit hard a few years back with the loss of jobs, especially with the auto industry and the trickledown effect it had on many businesses in the surrounding areas. Even though that was a few years back people today are still trying to dig themselves out of the hole this had on many Macomb County residents. Every day the hope is a bigger payday or better job or hope that somehow you can pay the debt down over a long period of time. In reality, it is not a guarantee that you will ever be able to pay your debt off over time as we clearly know things are always changing. But what we can be assured of, is that filing for Chapter 7 bankruptcy will eliminate your debt quickly.

Stop hoping and start believing that you too can be free of burdensome debt. Our office has helped thousands of people just like you in very similar situations who are now living without debt which was quickly and painlessly removed as part of their obligation to pay.

Call Jeffrey Randa and be a part of the thousands of clients we’ve helped over the years who have qualified to file for Chapter 7 Bankruptcy and have had the chance to realize that being debt free is making your hard earned money work for you not against you.

The staff at Jeffrey Randa’s office is standing by, awaiting your smart decision to pick up the phone and call for a free consultation to see where you stand with your debt. It is our goal to provide you with answers to any questions or concerns you might have and explain how you too can have your pay check go farther for the things you need most.

Bankruptcy News & Resources - Learn about updates and resources from Macomb County Bankruptcy Law Firm

The Rise in Wage Garnishment Actions

When you fall behind on a debt, your lender can use a variety of legal tools to try to get you to pay. One of the most damaging steps your lender can take, however, is wage garnishment. Wage garnishment can deprive you of money you need to pay your bills and care for your family…. View Article

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What Type of Bankruptcy Should You File?

Once you’ve made that big decision that bankruptcy is the right financial choice for you, you have to decide on something else. Which type of bankruptcy should you file? What chapter is the best chapter for you? The two most common chapters of bankruptcy are Chapter 7 and Chapter 13, but how do you know… View Article

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New Bill Would Help Consumers Get Debts Removed From Credit Reports After Bankruptcy

Filing for bankruptcy protection means the bulk of debts are discharged. With the help of a Utica bankruptcy attorney, you may be able to file Chapter 7 bankruptcy and be absolved of your responsibility to pay back money owed. After a debt is discharged in bankruptcy, creditors are no longer legally able to make any… View Article

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