Thinking about filing for Bankruptcy? You Are Not Alone.
January 23, 2015
Choosing to file for bankruptcy may be the best financial decision you have made for yourself in a long time, and you are not the only one whose making it. According to U.S. government statistics in 2014, 27,872 bankruptcy cases were file in the Eastern District of Michigan, 22,362 of which were Chapter 7 cases, and 19,296 cases were in the counties of Wayne, Oakland, Macomb, St. Clair, Sanilac, and Monroe. If you ever begin to feel depression over your fiscal state, remember you are not alone. There are hundreds of others, right in your own county, in the same financial situation. It is not of how you got to the position of struggling with debt, but it is the course of action you are planning to take that truly matters. Thousands of others, which once were in the same shoes as you, have chosen bankruptcy to achieve that brighter, financially sound future.
When considering bankruptcy, many people become overwhelmed with a sea of emotions, ranging from failure all the way to aggression. Although bankruptcy is not something to take lightly, you should be self-reflecting from a different light. Taking the step to get back on a path towards financial freedom is something to be excited for. Many refuse to acknowledge their financial difficulties by consistently pushing bills and notices to the side. Turning a blind eye to your bills will not get them paid. Your accumulated debt will not vanish or disappear on its own. In fact, it will only get worse by progressing into a judgment or a garnishment, if it hasn’t yet already done so. Accepting the situation you are in, and deciding to take matters into your own hands is the first stride towards a financially stress-free future. You should be proud of yourself for taking a responsible approach of regaining control.
Deciding to file for bankruptcy should not be a decision made alone. Speaking with a professional is the best way to determine if filing is indeed your best option. At the law office of Jeffrey J. Randa there is always a staff member available during business hours (even lunch) to discuss your circumstances and provide you with options for relief. We can let you know within minutes if you qualify to file Chapter 7, as well as answer any questions you may have. The best part of all is our initial consultations are FREE and done right over the phone. There is no need to set up an appointment just to have your questions answered. Our standard business hours are Monday through Friday; 8:30 AM to 5:00 PM. Give us a call any time in which is convenient for you, at 586-228-6523, to take that initial step. If you call after hours, leave a message and one of our highly qualified staff members will call you back the following business day.
Choosing to file for bankruptcy, when paying back your debt seems no longer an option, is a financial responsible decision. Do not beat yourself up for having to do so, but give yourself a pat on the back. You are taking your life back in your own hands, rather than allowing it to be forever controlled by creditors. The next time you feel apprehensive about taking the next step towards financial freedom, just remember, our office is a judgment free zone. We are here for you and we understand. If you always stare in the rear-view mirror while driving, you are eventually going to crash into what’s in front of you. Don’t look toward your past, but focus on a better future. The office of Jeffrey J. Randa is here to help you do just that.